What is the rate of return you are currently earning on your TFSA? Did you have to lock it in? If you had your TFSA deposit at the Energy CU, you could be earning 3.15% and you would not have to lock it away. You have full access to your funds when you need them. If you currently have some TFSA funds on deposit at another institution and would like to take advantage of our unbeatable rate, please give our offices a call and we can work together to get you an awesome return on your TFSA!