We’ll be speaking with a variety of everyday people about their decisions and opinions on a number of different topics, in addition to speaking to experts in their fields. From home buying to going back to school to physical fitness to “greening” your home, we’ll have lively and informative discussions that will educate and entertain you.
How does a young single woman take the plunge to buy her first home? In this 12- minute podcast you’ll hear from Lisa, who describes how she managed this major purchase – including the ever-important down payment. Lisa also tells us how she furnished her home, how she handles repairs and maintenance, and why good neighbours have helped to make her new place a joy.
If you’re thinking of buying a home, talk to us about your mortgage needs. Like Lisa, you may be eligible for the Home Buyers’ Plan, which allows you to withdraw up to $20,000 from your registered retirement savings plan to buy or build a qualifying home.
Have you thought about going back to school for an advanced degree, but wondered how you’d pay for it? In this 11-minute podcast you’ll meet Chris and Amy, a young couple who have fulfilled their dreams of obtaining masters degrees without making too many sacrifices in their lifestyle. Find out how they did it!
Imagine cutting your energy bill by one-third and reducing your reliance on the power grid at the same time. John and his wife Lorraine have done just this by using electricity wisely in their home and by installing solar panels. In this 15-minute podcast you’ll discover why and how John did it – and how he and the environment benefit.
In this second installment in the Greening Your Life podcasts, John shares more ideas about alternative energy, including how you can use green power without making additions to your own home; where you can get more information; and where he thinks this type of power is headed in the future. Listening to this 11-minute podcast may just spark your interest in green power!
Emma is a bright and energetic 13-year old who loves to run track and play basketball. Sure, she chats with her friends online and goes to the movies, but she’s managed to discover a healthy balance of schoolwork, social fun and fitness. If you’re a sedentary teen who’d like to get moving again, or if you’re a parent trying to coax your own kids into getting off the sofa, listen to what Emma has to say in this seven-minute podcast. Find out why she spends time exercising, and how she benefits from the lifestyle she has chosen.
Are you concerned about your children when they spend time on the Internet? How can you help protect their privacy and security while encouraging them to learn to communicate in the online world? In this 13-minute podcast you’ll get to know Rebecca and her children Bob, 11, Emma, 13 and Jake, 15, who have managed to find a way to use their home computer safely – in a way that keeps the whole family happy.
Planning, resourcefulness and a little creativity can help you get the wedding you want without blowing your budget. In this podcast, you’ll hear a 12-minute conversation with Jessica, a newlywed who put a lot of effort into her beautiful wedding – without spending a bundle. Jessica learned to get crafty, relied on friends and family for help, and maintained a positive attitude throughout the year-long wedding planning process. In the end, she and her husband created a memorable day that uniquely met their needs.
Here’s what you’ll hear in this podcast:
|Introduction of Jessica|
|Spent one year planning her wedding, after engagement on a cruise ship.|
|Lots of research online, especially at http://CanadianBride.com and http://WeddingBells.ca.|
|Getting crafty with invitations, programs, card box, table décor and more.|
|Flowers don’t have to be expensive.|
|Dramatic lighting sets the mood.|
|Say “yes” to friends and family when they offer to help.|
|Hiring your own caterer when possible will save you money; serve a light meal.|
|Mix up your music, from polka to house to swing.|
|Yes, you can learn crafts from books.|
|What would Jessica have done differently? Plan earlier; spend more time researching wedding vendors, avoiding a rush at the end.|
|Making decisions and sticking with them to avoid stress; spending money on the things YOU want, not what others want you to do.|
|Start planning early.|
|Consider a tax-free savings account or a loan so you can get the wedding of your dreams.|
Are you taking care of your parent or other older family member in your home? Might this be a possibility in the future? In this 20-minute conversation, you’ll hear how a woman named Betty, grieving the sudden death of her mother, took her elderly father into her home for a time period that was likely to be two years. Two decades later, Pops is still in residence.
You might learn something from Betty’s experience. Here’s what you’ll hear in this podcast:
|Introduction of Betty|
|Betty’s unintended path after her mother died; the results of an emotional response.|
|Selling the home and inviting Pops to live in the family home.|
|Challenges of having a “guest” in the home.|
|Another issue: Pops is still your dad.|
|Effects on Betty’s son; family dynamic changed overnight.|
|Benefits of Pops in the house: Betty and her husband could go away for a week; easy to make sure Pops was taken care of (food, clothing, and so on); no driving to check on him.|
|Changing relationship with Pops; he used to be the person Betty ran to with her problems, and now he is dependent in many ways; hard to lose the person you used to depend on.|
|“This is my future too,” says Betty.|
|Each small incident shows that the entire parent/child role has been reversed.|
|Practical necessities; modifications to the home to ensure safety.|
|Betty says they should have bought a bungalow.|
|Betty and her husband made an effort to maintain their own social network; some friends were not sympathetic when Pops wasn’t invited to the dinner table.|
|Pops was very supportive of Betty’s efforts as a volunteer and member of a wider community.|
|Support for elder care in the wider community; Betty’s friends were very understanding.|
|With people living longer, and our great healthcare system, many of us are faced with the prospect of elderly parents in our lives for years.|
|Pops doesn’t think he’s “old,” and resists joining a seniors’ group.|
|You can’t impose your will on an elderly parent.|
|Look for programs in the community so that your elderly parent is not isolated.|
|On the flip side, it can be very difficult to care for an elderly parent who does NOT live in your home.|
|Looking back, Betty thinks she should not have made a long-term decision when dealing with the emotional shock of her mother’s death; “taking care of” a parent does not necessarily mean taking him into the home.|
|Importance of planning for possibility of elder care; how your credit union can help with wealth-management services, estate planning or a home-equity loan.|
For parents, bullying is a pervasive issue in Canada, whether your child is the one doing the bullying or the person being victimized. In this 16-minute podcast, you’ll hear research-based insights from Dr. Debra Pepler, an expert in this field. She also shares valuable practical tips for parents and other people in the child’s life.
Here are the show notes for this podcast:
|Intro – You’re going to hear an interview with Dr. Debra Pepler about bullying. This is the first in a series of three podcasts. The second podcast is about bullying from the parents’ and teachers’ perspective. The third podcast is about bullying in the workplace.|
|Our expert is Dr. Debra Pepler, a Distinguished Research Professor of Psychology at the LaMarsh Centre for Research on Violence and Conflict Resolution at York University, as well as Senior Associate Scientist at the Hospital for Sick Children in Toronto. With Dr. Wendy Craig, she currently co-leads PREVNet – Promoting Relationships and Eliminating Violence Network. She is a world-respected authority on bullying research, who provides advice on safe schools and contributes to advisory committees related to parenting, antisocial behaviour and school violence. You can visit PREVNet online at www.PREVNet.ca. You’ll find wonderful resources there, all centred around the goal of “creating a world without bullying.”|
|Bullying defined as a form of aggression where there is a power imbalance; the person doing the bullying has power over the person being victimized; power differential increases over time.|
|Bullying rates place Canada near the bottom of rankings internationally; there is no national strategy to bring this issue to the fore; PREVNet is trying to change this.|
|Bullying as a relationship problem; Dr. Pepler describes her research in the playground; bullying problem requires relationship solution.|
|Bullying patterns of behaviour can carry on through life; may become dating aggression or sexual harassment; people who bullied in elementary school are more likely to be aggressive later; can lead to unhealthy relationships.|
|What can parents do about bullying? The first step is to look at your own behaviour. We have power over our children; it’s important not to use this power aggressively.|
|Model positive behaviour and model “repair” after you’ve made a mistake. Watch your child interact with others.|
|Look for opportunities to teach.|
|Keep lines of communication open with children; ask about their day.|
|Talk to teachers or other people in the child’s life.|
|Try to shift your child’s use of power from negative to positive. Ask yourself: What is my child really good at?|
|What about cyberbullying? Challenge for parents and teachers is that when kids are in cyberspace, we can’t see their interactions. It’s important to keep the computer in a common area within the home.|
|Hard to break out of the bullying pattern once it’s ingrained.|
|If your child has been victimized, talk to him or her about it, and be sure to follow up the next day. Listen to the answers; understand their distress; make suggestions. Suggest being assertive, but don’t advise them to fight back.|
|Visit the PREVNet.ca Web site for articles and other resources.|
|Thank you to Dr. Debra Pepler.|
|This podcast was sponsored by The Energy Credit Union (formerly The Toronto Electrical Utilities Credit Union). Remember that your Credit Union cares about your family and your financial future. Our experts can assist you with a home equity line of credit, wealth management services, estate planning and much more. Call The Energy Credit Union today at 416.238.5606.|
Bullying does not happen in isolation. It’s a reflection of the child’s relationship at school and within the family. In the second of three podcasts, Dr. Debra Pepler shares advice for parents and teachers who want to know more about why bullying occurs, and how it may be prevented.
A world-respected authority on bullying research, Dr. Debra Pepler is a Distinguished Research Professor of Psychology at the LaMarsh Centre for Research on Violence and Conflict Resolution at York University, as well as Senior Associate Scientist at the Hospital for Sick Children in Toronto. With Dr. Wendy Craig, she co-leads PREVNet – Promoting Relationships and Eliminating Violence Network. Visit the PREVNet Web site for resources on this important topic.
Here are the show notes for this podcast:
|Welcome and intro|
|Role of parents and teachers in bullying: It’s all about power being used aggressively. Kids are clever, so they do it when adults aren’t watching.|
|Parents, teachers and others involved in children’s lives should remember that bullying is a relationship problem that requires a relationship solution. We must teach children the skills they are lacking to have healthy relationships, and we need to support those being victimized.|
|Children have a right to be safe.|
|Relationship solutions call for “four S’s” – starting with Self-awareness; are we modeling the positive use of power?|
|Scaffolding – providing children with just enough support.|
|Social architecture – the role of an adult in organizing children’s groupings.|
|Systems changes – what are the general attitudes within a school or home?|
|Bullying doesn’t occur in isolation.|
|Biggest change in bullying research: not focusing on “fixing” the child.|
|Parents and teachers play a very big role.|
|Suggestion that parents and teachers visit the PREVNet Web site.|
|This podcast was sponsored by The Energy Credit Union (formerly The Toronto Electrical Utilities Credit Union). Remember that your Credit Union cares about your family and your financial future. Our experts can assist you with RESPs and other wealth management services, a full range of everyday banking services and much more. Call The Energy Union at 416.238.5606.|
Bullying doesn’t occur only in the schoolyard. It’s pervasive in the workplace, too, exacting a toll on both mental health and productivity. In this podcast, Dr. Debra Pepler discusses this problem and offers practical solutions.
A world-respected authority on bullying research, Dr. Debra Pepler is a Distinguished Research Professor of Psychology at the LaMarsh Centre for Research on Violence and Conflict Resolution at York University, as well as Senior Associate Scientist at the Hospital for Sick Children in Toronto. With Dr. Wendy Craig, she co-leads PREVNet – Promoting Relationships and Eliminating Violence Network. Visit the PREVNet Web site for resources on this topic.
Here are the show notes for this podcast:
|Welcome and intro|
|Bullying in the workplace defined as a misuse of one person’s power against a co-worker. There may also be a group of people who side against a marginalized person. There are many ways to use power aggressively to distress and undermine someone else and their capacity to do work.|
|Many employers aren’t aware of workplace bullying; the topic is getting more attention now. However, it has always been part of the workplace ritual.|
|Bullying undermines both mental health and the ability to do work.|
|Europe is leading the way; Canada is behind. Workplaces with high levels of bullying have low levels of productivity. So, costs are real.|
|Sexual harassment is also a form of bullying. It’s the abuse of power with a sexual element added.|
|What should a person do if he or she is being bullied in the workplace? Start with the workplace harassment policy.|
|In Canada this is also a human rights issue.|
|Should the person being bullied say something to the bully? Yes, but don’t be aggressive in return. Try to catch it early before the relationship problem grows and the bullying person gains power.|
|Don’t bully back. It only accelerates the problem. Be assertive and use problem-solving skills.|
|The dream of PREVNet is to have safe and healthy relationships for every Canadian. Visit the PREVNet Web site for more information.|
|This podcast was sponsored by The Energy Credit Union (formerly The Toronto Electrical Utilities Credit Union). Remember that your Credit Union cares about your family and your financial future. Our experts can assist you with loans and wealth management services, a full range of everyday banking services and much more. Call the The Energy Credit Union at 416.238.5606.|