Scammers often try to create a sense of panic by claiming your account has been compromised, a payment has failed, or immediate action is required. Before responding, take a moment to stop and verify the request. Legitimate organizations rarely pressure you to provide personal information through email or text. Taking a few extra seconds to confirm a message is genuine can help protect you from fraud. When in doubt, contact the organization directly using a trusted phone number or official website instead of replying to it. Stay safe out there!






