If your mortgage renewal date is approaching, you may be feeling the sting. A few years ago, you probably locked in a lower interest rate. Now, with rates on the rise, renewing without exploring your options could mean significantly higher monthly payments. But you’re not stuck. You have choices, and we’re here to make sure you understand every one.
We offer competitive rates because we believe you shouldn’t settle, there’s real potential to save with us. Our terms are built around you, tailored to your timeline and goals so your mortgage truly fits your life. At The Energy Credit Union, we take a member-first approach; our advice isn’t driven by profit, it’s focused entirely on your financial well-being. And best of all, there’s no penalty for asking questions, a conversation with us costs nothing and could end up saving you a lot.
So if you’re feeling the shock of higher renewal rates, let’s talk. We’ll walk through flexible options, like extended amortization or restructuring payments, to help keep your finances on track and your stress in check. The relief of knowing there’s a better path forward starts with just one conversation.
Let’s renew your mortgage with confidence, not compromise. Call our loan department today at 416-238-5606 ext. 0, email us at mail@theenergycu.com or you can apply online.
