Maximize Your RRSP Contributions Before February 29th Deadline!


As we near the end of the RRSP season, the importance of maximizing your savings and planning for the future cannot be overstated. At The Energy CU, we’re dedicated to helping you make the most of your Registered Retirement Savings Plan (RRSP) contributions. With the February 29th deadline looming, now is the time to secure your financial future, whether you’re a seasoned investor or just beginning to explore the benefits of RRSPs.

Unlock Special Offers*: We’re committed to empowering our members to make smart financial decisions. Take advantage of our competitive RRSP Loan and Lines of Credit, featuring a competitive rate of 8.75% (prime + 0.50%). With flexible repayment options and the ability to secure your new RRSP at the current posted rates or enjoy a special promo rate of 5.4% for 1 year there’s never been a better time to invest in your future. Plus, our convenient online application process makes it easier than ever to get started.

Official Receipt Update: In the past, we’ve issued separate Official Receipts for RRSP contributions made between January 1st – January 31st and February 1st – March 1st. However,  this year, for RRSP contributions made between January 1st, 2024 – February 29, 2024: You’ll receive one comprehensive Official Receipt encompassing all contributions made within this period. This receipt will be mailed to your home address in March 2024. For RRSP Contributions made between March 2, 2023 – December 31, 2023: Any contributions made during this timeframe will be included on a separate Official Receipt. Please note that T5s and T4s have already been mailed out. If you have any questions or concerns regarding your receipts or tax documents, feel free to reach out to us at 416-238-5606 ext 0. We’re here to assist you every step of the way.

Act Now: Don’t let the RRSP deadline pass you by. Take action today to maximize your contributions and secure your financial future. Whether you’re considering an RRSP Loan or Line of Credit or simply looking for guidance on optimizing your investments, our team is here to help. Reach out to us at 416-238-5606 ext 0 with any questions or to get started on your journey towards financial success.

*Annual Percentage Rate. New money for RRSP Investment held with the Credit Union. Terms & financing limits may be affected by credit history. Limited time offer. Rate subject to change at any time, additional discounts do not apply. Standard Underwriting and Qualification is required. Cannot be combined with any other specials. Membership required. Variable loan rate based on Energy Credit Union Prime Rate (8.25%) but may change whenever Energy CU Prime varies. Must not be currently or in the process of a Bankruptcy or Consumer Proposal. RRSP must be held on deposit at Energy CU until balance of the loan is paid in full.

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