Energy CU RRSP Loans and Lines of Credit


Now is the time to make the most of your RRSP investments before the RRSP deadline on Feb 29.

Here are the details:

  1. RRSP Loan and Lines of Credit:
    • Competitive Rate: 8.75% (prime + 0.50%)
    • Funds must be held on deposit at Energy CU until the loan/LOC is fully paid.
  2. Lock in Your RRSP at Great Rates:
    • Secure your new RRSP at the current posted rates or enjoy a special promo rate of 5.4% for 1 year.
  3. Flexible Lines of Credit:
    • With a Line of Credit, you can apply once and pay off your outstanding balance throughout the year.
    • Ensure your  LOC funds are readily available for next year, save both time and money.


Members can apply in person or conveniently online.


*Annual Percentage Rate. New money for RRSP Investment held with the Credit Union. Terms & financing limits may be affected by credit history. Limited time offer. Rate subject to change at any time, additional discounts do not apply. Standard Underwriting and Qualification is required. Cannot be combined with any other specials. Membership required. Variable loan rate based on Energy Credit Union Prime Rate (8.25%) but may change whenever Energy CU Prime varies. Must not be currently or in the process of a Bankruptcy or Consumer Proposal. RRSP must be held on deposit at Energy CU until balance of the loan is paid in full.


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