Preferred Packages

Total Dollar Participation Required (Loan or Deposits)$10,000 – $24,999
Monthly FeeNone

Preferred Services

External Regulatory Maintenance Fee (ERMF)$9.85
ATM Transactions through THE EXCHANGE® or Interac® Per Month* (Including Inquiry)5 Free †
POS/Debit Card Transactions Per Month20 Free
In Branch Bill Payments**Unlimited Free
Online Banking Bill PaymentsFree
Online Banking (Increased authentication)Free
Mobile Banking***Free
Telephone TellerFree
Savings and Chequing AccountsFree
AFTs and EFTsFree
Stopped Payments****5 Free per year
Certified Cheques/Bank Drafts (CDN)Free
Letters of Interest /ImmigrationFree
Post Dated Cheques (per cheque)Unlimited Free
The Personal Home and Auto Insurance EligibilityEligible
Discounted Loan RatesEligible
Annual Membership FeeExempt
Deposit Anywhere FeeUnlimited Free
TFSA Withdrawal*****$10 Each

† 5 Free Withdrawals and 5 Free Deposits monthly

* Transactions at THE EXCHANGE Network of ATMs are surcharge free but surcharges at source for Interac ATMs are not included in the packages.

** Bill Payments for Essential package are $.85 online.

*** Carrier charges may apply.

**** Does not include US cheques.

***** First Withdrawal Free

Subject to Change at anytime

Accounts will be reviewed on an ongoing basis and Account Package will be changed in accordance with participation value.