Essential Packages

Total Dollar Participation Required (Loan or Deposits) $0-$9,999
Monthly Fee None

Essential Services

Chequing Free
TECU ATM Withdrawals and Deposits Per Month Unlimited Free
ATM Transactions through THE EXCHANGE® or Interac® Per Month* (Including Inquiry) 1.75 for each transaction
POS/Debit Card Transactions Per Month .75 for each trasaction
Bill Payments** 2
Online Banking Free
Online Banking (Increased authentication) Free
Mobile Banking*** Free
Telephone Teller Free
Savings and Chequing Accounts Free
AFTs and EFTs Free
Stopped Payments**** 15.00 each
Certified Cheques/Bank Drafts (CDN) 10
Letters of Interest /Immigration 25
Post Dated Cheques (per cheque) 2
The Personal Home and Auto Insurance Eligibility Eligible
Discounted Loan Rates No Discount
Annual Membership Fee 25
Deposit Anywhere Fee 1.75
TFSA Withdrawal***** 15

† 5 Free Withdrawals and 5 Free Deposits monthly

* Transactions at THE EXCHANGE Network of ATMs are surcharge free but surcharges at source for Interac ATMs are not included in the packages.

** Bill Payments for Essential package are $.75 online.

*** Carrier charges may apply.

**** Does not include US cheques.

***** First Withdrawal Free