|Total Dollar Participation Required (Loan or Deposits)||$0 – $9,999|
|External Regulatory Maintenance Fee (ERMF)||$9.85|
|ATM Transactions through THE EXCHANGE® or Interac® Per Month* (Including Inquiry)||$1.85 for each transaction|
|POS/Debit Card Transactions Per Month||$0.85 for each transaction|
|In Branch Bill Payments**||$2 each|
|Online Banking Bill Payments||$0.85 for each transaction|
|Online Banking (Increased authentication)||Free|
|Savings and Chequing Accounts||Free|
|AFTs and EFTs||Free|
|Stopped Payments****||$25.00 each|
|Certified Cheques/Bank Drafts (CDN)||$10 each|
|Letters of Interest /Immigration||$25 each|
|Post Dated Cheques (per cheque left on deposit)||$5 each|
|The Personal Home and Auto Insurance Eligibility||Eligible|
|Discounted Loan Rates||No Discount|
|Annual Membership Fee||$50 / year|
|Deposit Anywhere Fee||$1.75 each|
|TFSA Withdrawal*****||$15 each|
† 5 Free Withdrawals and 5 Free Deposits monthly
* Transactions at THE EXCHANGE Network of ATMs are surcharge free but surcharges at source for Interac ATMs are not included in the packages.
** Bill Payments for Essential package are $.85 online.
*** Carrier charges may apply.
**** Does not include US cheques.
***** First Withdrawal Free
Subject to Change at anytime