Electronic Banking

There are many different ways for Members to access their accounts at The Energy Credit Union.


Cyber Banker

Through MemberDirect, TECU has a fully secure online banking system that allows our members to do most of their banking 24 hours a day 7 days a week. Members can pay bills, transfer money, view online statements and cheque images from the comfort of their own home or office. Contact our offices at 416-238-5606 to enroll and go to TECU’s website and click “cyberbanker”.

Deposit Anywhere

Deposit Anywhere is an innovative banking technology that makes it easy to remotely deposit a cheque using a mobile device. You simply open your mobile banking app, tap the “deposit” button, select the account you would like the funds deposited to, enter the amount, take a photo of the front and back of the cheque, confirm the details and tap “submit”. The funds are then deposited securely into your account.

Why choose Deposit Anywhere?

  • Flexible CAD deposits. Members can deposit CAD cheques to any of their CAD accounts at the Credit Union.
  • Multiple account options. Members can choose from a list of their accounts to make a deposit.
  • Uses the same level of security features as MemberDirect® Mobile App
  • Save time by never needing to visit a branch or ATM to deposit a cheque.
  • Better manage their cash flow by depositing cheques when they receive them.
  • Take advantage of the latest technology their mobile device offers.
  • Bank the way they want to by offering more choices to bank with mobile devices they know, trust and use every day.

Deposit Anywhere FAQs



Mobile Banking

There are a variety of ways that our members can perform transactions on their account, securely and remotely using any of our Mobile Banking options available on many of the platforms available today. 
  • Quickview of Accounts
  • Account History
  • Pay Bills
  • Managed Scheduled Payments
  • Internal Transfer of Funds
  • Send and receive Interac eTransfers
  • Deposit Cheques with Deposit Anywhere with your iPhone, iPad or iPod touch's camera and android phone and tablet's camera.
  • Full compatibility with iPhone, iPod touch, and iPad, and android phones and tablets.
  • Text Commands to access your account
  • Check your Account Balances
  • Receive Account Transactions
  • View Accounts
  • Pay Bills             
  • Transfer Funds
  • Manage Scheduled Bills and Transfers
  • Interac eTransfer

Interac e-transfers

Interac e-Transfer® are rapidly becoming a preferred method in Canada for members wanting to directly send and receive money between accounts.
Quick, convenient and secure, Interac e-Transfer enables you to transfer funds directly to anyone with an email address or phone number.

Interac e-Transfer FAQs


Telephone Teller

TECU’s Telephone Teller allows those members without Internet access to transfer money, pay bills from their account, transfer funds to an RRSP Variable, transfer funds to a TFSA Variable, receive messages from TECU regarding special promotions, upcoming events etc., and members can leave a message for TECU staff, all through the telephone. Please activate this free service on your account by contacting our offices at 416-238-5606. You can then call the Telephone Teller at 416-465-8251 or use the Toll Free number 1-866-222-0630.


Our website shows our members everything they need to know. You can visit our website without an ID number and it’s free of charge. Here members can access in depth product & service information. Apply for membership, loans or mortgages. You can also reach our helpful staff during regular business hours.

Automatic Teller Machine (ATMs)

With your TECU MemberCard you will have instant access to your account 24/7. You can withdraw funds from chequing, savings or line of credit/ overdraft from virtually any ATM worldwide. Click here to find an ATM convenient for you.

POS Direct Payment

With your TECU MemberCard you can use Interac® Direct Payment at merchants in both Canada and the US. The ATM/Debit card also allows you to take advantage of cash back options during your purchase (saving you money on ATM fees). With this convenient method of payment you no longer have to struggle looking for exact change.

Flip & Save

For those members who get good use out of their Debit Card, the Flip & Save Account will round your POS (Point-of-Sale) transactions up to the nearest one, five or ten dollar amount, and direct those funds into your Flip & Save Account. This is a great way to save money for a rainy day.

To sign-up for a Flip & Save Account

Apply Now